Managing Your Tax Returns

Managing Your Tax Returns

000005 ways things can go wrong, and how to deal with it… SARS makes an honest mistake. Doubling-up on income, leaving out one or more deductions, or failing to take your PAYE into account are some examples of “finger trouble” that can happen at SARS.Exempt income is...
Pick a card … any card

Pick a card … any card

00000Do credit cards represent shopping convenience, or a noose of debt?  It depends on how they are used. When credit cards were first issued, you had to either be seriously wealthy or amongst the top tier of salary earners in order to qualify for one.  That...
Seven documents you must ALWAYS keep

Seven documents you must ALWAYS keep

00000Never, never, never throw these important documents away… Certain original paperwork needs to be kept in a safe place, ideally scanned to computer and backed up as well. Paperwork is a pain in the rear end, and most people do a ‘clear-out’ every so on – but the...
TEN WAYS TO BREAK BAD FINANCIAL HABITS

TEN WAYS TO BREAK BAD FINANCIAL HABITS

000001. Check your attitude. Ever wondered why you spend excessively on certain items? Is it to keep up with the Joneses? If the people with whom you associate judge you by the clothes you wear, the car you drive, or the area in which you live, ask yourself whether...
Death and taxes

Death and taxes

00000Many people come to pay their last respects when you die.  SARS is among the crowd… Some years ago when I was still a member of the Welsh Male Voice Choir of South Africa, at one rehearsal, whilst battling with a particularly difficult piece of music...